Legal Assistance
Legal Assistance
Free legal services for homeowners, including foreclosure prevention and assistance with an application for the California Mortgage Relief Program, are available through the organizations listed below. Services are provided by Qualified Legal Services Projects (QLSPs) and Qualified Support Centers (QSCs) throughout California. Among the areas of legal services provided are:
- Foreclosure prevention
- Mortgage lending and servicing
- Wills and estates assistance
- Bankruptcy questions
- Divorce and restraining order concerns
- And other matters related to preserving sustainable homeownership for borrowers who generally cannot afford to pay for such legal services
Legal Services Providers
If you believe you need legal assistance, please contact one of the groups below. For all other application-related needs, we encourage you to reach out to our Contact Center at 1-888-840-2594
Bet Tzedek
California Rural Legal Assistance
Legal Access Alameda
Legal Aid Society of San Bernardino
Legal Assistance to the Elderly
Senior Advocacy Network
Housing and Economic Rights Advocates
Legal Aid of Sonoma County
Legal Aid Society of San Diego
Open Door Legal
Public Counsel
Bet Tzedek
Phone Number: 323-939-0506
Pace/Solar/foreclosure issues: 323-648-4715
Services Provided/Issues Addressed:
- Foreclosure prevention services
- Property Assessed Clean Energy (PACE) loans and solar fraud
- Successor-in-interest issues
- Ancillary legal services to support housing stability (ex: public benefits, wage recovery, and elder abuse restraining orders)
Counties Served:
Los Angeles (low-income and senior homeowners)
California Rural Legal Assistance
Phone Number: 1-800-337-0690
Services Provided/Issues Addressed:
- Foreclosure prevention services
- Loan document review, modification, and denial assistance
- Debt collection defense, judgement lien avoidance, and property charge issues
- Ancillary legal services to support housing stability (ex: public benefits, wage recovery, and bankruptcy services)
Counties Served:
Colusa, Fresno, Imperial, Kings, Kern, Madera, Merced, Monterey, Napa, Riverside, San Benito, San Joaquin, San Diego, San Luis Obispo, Santa Barbara, Santa Cruz, Sonoma, Stanislaus, Sutter, Tulare, Ventura, Yuba
Housing and Economic Rights Advocates
Phone Number: (510) 271-8443, ext. 300
Email: [email protected]
Services Provided/Issues Addressed:
- Foreclosure prevention services
- Successor in interest issues, proactive estate planning
- Reverse mortgage concerns
- Property charge issues
- Loan modification assistance
- Ancillary legal services to support housing stability (ex: consumer debt and credit issues)
Counties Served:
All Counties
Legal Access Alameda
Phone Number: (510) 302-2214
Services Provided/Issues Addressed:
- Title clearing services
- Title clearing educational resources, seminars, and limited scope clinics
Counties Served:
All Counties
Legal Aid of Sonoma County
Phone Number: 707-542-1290
Email: [email protected]
Services Provided/Issues Addressed:
- Foreclosure prevention educational outreach and know-your-rights presentations
- Estate planning services
- Debtor-creditor legal services
- Mobile home park legal issues
Counties Served:
Sonoma
Legal Aid Society of San Bernardino
Phone Number: 909-889-7328
Email: [email protected]
Services Provided/Issues Addressed:
- Foreclosure and default prevention services
- Loan modification assistance
- Reverse mortgage concerns
- Homestead declarations
- Equity-stripping scams
Counties Served:
Riverside, San Bernardino
Legal Aid Society of San Diego
Phone Number: 1-877-534-2524
Services Provided/Issues Addressed:
- Foreclosure prevention services
- Loan modification assistance and clinic
- Reverse mortgage assistance
- Ancillary legal services to support housing stability (ex: debt collection and bankruptcy services)
Counties Served:
San Diego
Legal Assistance to the Elderly
Phone Number: 415-538-3333
Email: [email protected]
Services Provided/Issues Addressed:
- Foreclosure prevention services
- Loan modification assistance
- Servicer violations
- Home equity protection, addressing equity stripping and foreclosure rescue scams
- Homestead declarations
- Successor-in-interest issues, proactive estate planning
- Ancillary legal services to support housing stability (ex: consumer debt)
Counties Served:
San Francisco
Open Door Legal
Phone Number: 213-385-2977
Services Provided/Issues Addressed:
ODL guarantees legal representation on all viable civil legal issues for all low-income adult San Francisco residents in our service areas, including:
- Preventing illegal foreclosures;
- Free trusts for seniors over 50 who own one home in the service area;
- Successors-in-interest (probate court for title issues);
- Property tax issues; and
- Predatory lending
- Online screening form (Spanish & Chinese versions online; please call for any language needs) OR visit one of our offices: Bayview: 4634 3rd St. Excelsior: 60 Ocean Ave. Western Addition: 1113 Fillmore St.
Counties Served:
San Francisco in Districts 2, 5, 10, or 11, or who are unhoused.
Currently valid zip codes: 94107, 94124, 94134, 94112, 94132, 94117, 94115, 94122, 94102, 94129, 94123.
Public Counsel
Services Provided/Issues Addressed:
- Foreclosure prevention services
- Reverse mortgage issues
- Title and equity-stripping scams
- Debt collection defense against judgment liens and Property Assessed Clean Energy (PACE) loan issues
- Know-your-rights presentations and workshops on Homeowner Assistance Fund, foreclosure process, and homeowners’ options to avoid foreclosure
- Online application
Counties Served:
Los Angeles
Senior Advocacy Network
Phone Number: 209-577-3814
Email: [email protected]
Services Provided/Issues Addressed:
- Reverse mortgage assistance
- Mortgage relief application assistance
- Informational resources on California Mortgage Relief Program
- Ancillary legal services to support housing stability (ex: consumer debt and bankruptcy assistance)
- Foreclosure prevention services
Counties Served:
Merced, Stanislaus
