All homeowner grants have been awarded and applications are closed.

Legal Assistance

Legal Assistance

Free legal services for homeowners, including foreclosure prevention and assistance with an application for the California Mortgage Relief Program, are available through the organizations listed below. Services are provided by Qualified Legal Services Projects (QLSPs) and Qualified Support Centers (QSCs) throughout California. Among the areas of legal services provided are:

 

  • Foreclosure prevention
  • Mortgage lending and servicing
  • Wills and estates assistance
  • Bankruptcy questions
  • Divorce and restraining order concerns
  • And other matters related to preserving sustainable homeownership for borrowers who generally cannot afford to pay for such legal services

Legal Services Providers

If you believe you need legal assistance, please contact one of the groups below. For all other application-related needs, we encourage you to reach out to our Contact Center at 1-888-840-2594

California Rural Legal Assistance

Legal Aid Society of San Bernardino

Legal Assistance to the Elderly

Senior Advocacy Network

Housing and Economic Rights Advocates

Legal Aid of Sonoma County

Legal Aid Society of San Diego

Public Counsel

California Rural Legal Assistance

Phone Number: 1-800-337-0690

Services Provided/Issues Addressed:

  • Foreclosure prevention services
  • Loan document review, modification, and denial assistance
  • Debt collection defense, judgement lien avoidance, and property charge issues
  • Ancillary legal services to support housing stability (ex: public benefits, wage recovery, and bankruptcy services)

Counties Served:

Colusa, Fresno, Imperial, Kings, Kern, Madera, Merced, Monterey, Napa, Riverside, San Benito, San Joaquin, San Diego, San Luis Obispo, Santa Barbara, Santa Cruz, Sonoma, Stanislaus, Sutter, Tulare, Ventura, Yuba

 

Housing and Economic Rights Advocates

Phone Number: (510) 271-8443, ext. 300

Email: [email protected]

Services Provided/Issues Addressed:

  • Foreclosure prevention services
  • Successor in interest issues, proactive estate planning
  • Reverse mortgage concerns
  • Property charge issues
  • Loan modification assistance
  • Ancillary legal services to support housing stability (ex: consumer debt and credit issues)

Counties Served:

All Counties

Legal Aid of Sonoma County

Phone Number: 707-542-1290

Email: [email protected]

Services Provided/Issues Addressed:

  • Foreclosure prevention educational outreach and know-your-rights presentations
  • Estate planning services
  • Debtor-creditor legal services
  • Mobile home park legal issues

      Counties Served:

      Sonoma

      Legal Aid Society of San Bernardino

      Phone Number: 909-889-7328

      Email: [email protected]

      Services Provided/Issues Addressed:

      • Foreclosure and default prevention services
      • Loan modification assistance
      • Reverse mortgage concerns
      • Homestead declarations
      • Equity-stripping scams

          Counties Served:

          Riverside, San Bernardino

          Legal Aid Society of San Diego

          Phone Number: 1-877-534-2524

          Services Provided/Issues Addressed:

          • Foreclosure prevention services
          • Loan modification assistance and clinic
          • Reverse mortgage assistance
          • Ancillary legal services to support housing stability (ex: debt collection and bankruptcy services)

            Counties Served:

            San Diego

            Legal Assistance to the Elderly

            Phone Number: 415-538-3333

            Email: [email protected]

            Services Provided/Issues Addressed:

            • Foreclosure prevention services
            • Loan modification assistance
            • Servicer violations
            • Home equity protection, addressing equity stripping and foreclosure rescue scams
            • Homestead declarations
            • Successor-in-interest issues, proactive estate planning
            • Ancillary legal services to support housing stability (ex: consumer debt)

              Counties Served:

              San Francisco

              Public Counsel

              Phone Number: 213-385-2977 EXT 700

              Services Provided/Issues Addressed:

              • Foreclosure prevention services
              • Reverse mortgage issues
              • Title and equity-stripping scams
              • Debt collection defense against judgment liens and Property Assessed Clean Energy (PACE) loan issues
              • Know-your-rights presentations and workshops on Homeowner Assistance Fund, foreclosure process, and homeowners’ options to avoid foreclosure
              • Online application

                Counties Served:

                Los Angeles

                Senior Advocacy Network

                Phone Number: 209-577-3814

                Email: [email protected]

                Services Provided/Issues Addressed:

                • Reverse mortgage assistance
                • Mortgage relief application assistance
                • Informational resources on California Mortgage Relief Program
                • Ancillary legal services to support housing stability (ex: consumer debt and bankruptcy assistance)
                • Foreclosure prevention services

                Counties Served:

                Merced, Stanislaus