Federal Housing Finance Agency (FHFA) Mortgage Assistance: FHFA is committed to supporting homeowners who have been affected by housing instability. Through government programs, they offer resources to improve financial housing situations and resolve issues with the entities they regulate, such as Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. Homeowners facing economic hardship are encouraged to contact their mortgage servicer for payment relief options. 

Consumer Financial Protection Bureau (CFPB) Homeowner Assistance Funds: For homeowners who don’t qualify for the Homeowner Assistance Fund (HAF) but are facing financial difficulties, the Consumer Financial Protection Bureau (CFPB) offers guidance on mortgage forbearance. Forbearance allows homeowners to pause or reduce mortgage payments temporarily. Eligibility requires experiencing financial hardship due to the pandemic, and it’s applicable to federally backed and some non-federally backed mortgages. The initial forbearance period typically lasts 3 to 6 months, with possible extensions. Homeowners are encouraged to contact their mortgage servicer and consider consulting a HUD-approved housing counselor for personalized assistance and planning. 

California Department of Real Estate offers information and resources for loan modification and foreclosure prevention.

Housing and Urban Development (HUD)
Find local nonprofit organizations that can offer housing assistance, learn about avoiding foreclosure, and locate a regional housing authority.

Department of Community Services and Development
Connecting people to home energy assistance, energy crisis intervention, and low-income weatherization programs.

California Public Utilities Commission (CPUC)
The CPUC regulates services and utilities, protects consumers, safeguards the environment, and assures Californians’ access to safe and reliable utility infrastructure and services.

CalCAPA
Local services including utility and rental assistance.

America’s Job Center of California ^SM (AJCC)
The AJCC offers a variety of services that bring employers with job openings and qualified job seekers together at no cost. You can contact your local AJCC for help with mailing or faxing a paper Unemployment Insurance application.

Apprenticeship Opportunities
Learn more about apprenticeship opportunities through the “I Built It!” website at the Department of Industrial Relations.

COVID-19 CA Website
Official website for California Coronavirus (COVID-19) Response.

Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Its website also has helpful information on mortgages and current federal protections.

CA Attorney General’s Office
Information about Loan Modification Fraud and Foreclosure Rescue Scams.

Department of Financial Protection and Innovation
The California Department of Financial Protection and Innovation (DFPI) provides protection to consumers and services to businesses engaged in financial transactions. DFPI also offers foreclosure protection and information about other relief resources.

COVID-19 CA Small Business Help
Resources for Small Businesses affected by COVID-19.

U.S. Small Business Administration (SBA)
SBA Offers help for small businesses affected by COVID-19.

California Department of Tax and Fee Administration
Get relief and extensions for filing state tax returns.

Money Management International
A nonprofit organization offering credit counseling.

Covered California^TM
A marketplace for people to find out if they are eligible for financial help and buy health insurance, including Medi-Cal. They help you choose a plan that works best for your health care needs and your budget. You may even be able to get help paying for your health care or qualify for Medi-Cal.

Covered California for Small Business
A marketplace where businesses with up to 100 employees can apply for coverage for their workers. Small businesses can offer employees a choice from affordable, top quality, brand-named health insurance within a budget set by the company. Some small businesses could be eligible for federal tax credits.

County Medical Services Program
Counties offer health care for low-income people not eligible for other help.

Community Health Clinics
California Primary Care Association can help you find a community clinic.

COBRA
Eligible individuals can continue group health insurance benefits during periods of unemployment.

California Area Agencies on Aging
Assists elders and their families to identify services and opportunities.

California Partnership to End Domestic Violence (CPEDV)
Provides referrals to local service providers, shelters, legal services and more.

Child Support Services
Request changes in your child support orders due to loss of job or Unemployment Insurance benefits.

County Welfare Directors Association of California (CWDA)
A non-profit association that promotes a human services system that encourages self-sufficiency of families and communities and protects vulnerable children and adults from abuse and neglect. This association promotes county services.

First 5 California
Useful resources and information for parents, guardians, and caregivers with children ages 0 to 5.

CalFresh (formerly known as Food Stamps)
CalFresh provides monthly food assistance to people and families with low income, including those who lost their job because of the pandemic. Visit GetCalFresh.org to apply online in 10 minutes. You will be interviewed by your county. If approved, you can get up to $234 a month in food benefits.

California Association of Food Banks
In California, federal, state, and local community organizations coordinate to make sure that groceries are available at local food banks.

Free Summer Lunch Programs
Free lunches are available to all children under 18, regardless of income.

School Meals
Free or reduced-price breakfast and lunch at public schools when in session.

Women, Infants and Children (WIC) Program
Pregnant women and children under age 5 receive nutrition support at WIC.