프로그램 개요
캘리포니아 모기지 구제 프로그램은 2021 미국 구제 계획 법안의 주택소유주 지원 기금에서 자금을 지원 받았습니다. 프로그램은 적격한 주택소유주들에게 다음과 같은 도움을 주기 위해 최대 8만 달러까지 제공합니다.
- 연체한 모기지 납부금
- 체납한 재산세
- 2020년 1월 중이나 이후에 받은 부분 청구 및 상환 연기 융자
- 리버스(역) 모기지 연체금
이 주정부 프로그램은 캘리포니아 주택금융청 (CalHFA) 주택소유주 구제 공사(CalHRC)에서 운영합니다.
자주 묻는 질문
캘리포니아 모기지 구제 프로그램이란 무엇인가요?
The California Mortgage Relief Program provided financial assistance to help give a fresh start to homeowners who fell behind on their mortgage or property tax payments or who had partial claims/loan deferrals due to pandemic-related financial hardships. The grants helped homeowners who faced a financial hardship during the COVID-19 pandemic. Assistance provided through this program does not need to be paid back.
프로그램이 신규 신청 접수를 중단한 이유는 무엇인가요?
The one-time, federally funded California Mortgage Relief Program has awarded all homeowner grants and will not receive any more funding to provide additional grants to homeowners. If you still need help, we encourage you to visit our page that provides information on legal aid groups that support homeowners or HUD-certified housing counselors: https://camortgagerelief.org/help/.
My application was canceled/denied, but I believe I qualify for an exception. Who can I speak with about this?
Applicants were each given 30 days to appeal decisions and unfortunately, that period has passed for all applicants. Additionally, the Program has distributed all of the one-time federal funding available for homeowner grants and will not receive any additional assistance.
Will the California Mortgage Relief Program accept new applications in the future?
The California Mortgage Relief Program received one-time federal funds through the American Rescue Plan Act’s Homeowner Assistance Fund. The Program has distributed all the funds available for homeowner grants and will not receive additional funding. If you still need help, we encourage you to visit our page that provides information on legal aid groups that support homeowners or HUD-certified housing counselors: https://camortgagerelief.org/help/.
Will the California Mortgage Relief Program receive any more funding?
Through the American Rescue Plan Act’s Homeowner Assistance Fund, the federal government provided all states with one-time funds to help homeowners who faced pandemic-related financial hardships. The Program has distributed all funds available for homeowner grants and will not receive additional funding.
I still need help with my (mortgage payments, property taxes, partial claims, PACE loans) are you offering any other support to homeowners in need?
If you need additional help, we encourage you to visit our page that provides information on legal aid groups that support homeowners or HUD-certified housing counselors: https://camortgagerelief.org/help/.
How did the California Mortgage Relief Program spend the federal funding it received from the American Rescue Plan Act?
The California Mortgage Relief Program allocated $907 million in federal funds as homeowner grants for mortgage relief, partial claims/loan deferrals, property tax and PACE assistance. We helped over 37,000 homeowners pay their housing costs.
